TheSamba.com :: View topic

Sat Oct 16, 2004 4:25 pm

I've been a State Farm customer for 30 years but they won't insure my newly redone 67 buggy. I want to register it street rod in MD. Anybody know where I can get reasonably priced insurance with the restricted plates?

Thanks

Sat Oct 16, 2004 4:38 pm

really? state farm is going to insure my rail in california. then again, i dont know much about the restricted plates. try to talk to other people with the same kind of plates at shows or on the road and see who they're insured through. also, try calling around to other big insurance companies in your area

Sat Oct 16, 2004 6:48 pm

They told me they couldn't rate the car. Do you know what they are calling it? They wouldn't call maine a 67 VW even thought that is how it is titled. I have two other cars with historic plates. No problem getting State Farm to insure them.

I suspect I am being fibbed to.

Sat Oct 16, 2004 7:00 pm

try talking to a different agent. that can make all the difference

Mon Oct 18, 2004 11:02 am

I used a custom car insurance company (Silver Wheels) after getting the run-around with my daily driver insurance company. They get so confused when your model doesn't turn up on their computer! Mine's a 68 Kyote on a 64 chassis with a 71 motor. After lots of BS my normal insurance company offered to insure it for a ridiculous amount of money ($3000 per month). I found Silver Wheels instead and was on the road within two days for a fraction of the cost. ($190 per year)

They needed my apprasial, a copy of the ownership, and a clean driving record.

I'm sure you have something similar down there in the States.

Tue Oct 19, 2004 7:30 pm

You really need to check with Hagerty insurance. You can look them up on the web. www.hagerty.com They do not need an appraisal. They insure based upon an agreed amount between you and them. My buddy has a 1976 porsche 911 that he paid $8,000.00 for and has it insured for $12,000.00 agreed value because of the work he put into it. It costs him $180.00 Yr. If he totals it he will get $12,000.00.
I have a 76' kit car on a VW chassis and vw motor and it costs me $130.00 Yr. for $10,500.00 coverage.

Tue Oct 19, 2004 10:08 pm

Mike- -Check Hagerty's website. In the "what we dont cover" section they say they dont cover vehicles used for off road. I insure my baja bug with State Farm, and on the insurance ID card it says baja bug on it. They will cover them, I guess depending on the agent.

Fri Oct 22, 2004 11:55 am

I just got insurance on my dune buggy through State Farm here in Northern VA. I picked up "Antique plates" too...Its registered as a 74 VW with the DMV because the frame is a VW. I informed the insurance agent that it was a modified 74 VW and it was to be used for "parades" and "car shows". She found the proper form and asked me about 15 questions from that form. We agreed apon a replacement value. I drove it down to the insurance office to have them take a photo for the policy and we were done...

Wed Jan 12, 2005 8:48 am

Can't find anyone that is willing to do it, not Hagerty, not State Farm, Nationwide said they would, for 2300 a year. For whatever reason I am having huge troubles, I've tried almost everyone major insurance company I can think of or have found on yahoo and subsequent other sites, any other recommendations?

Wed Jan 12, 2005 12:52 pm

Just an FYI...When I received my bill from State Farm..it stated a higher amount than I had discussed with my agent, as it turned out, "headquarters" declined my "Antique" status as they stated 20% around town driving was too much and instead gave me 1-A or A-1 standard coverage instead...I pay a little more for it but at least its covered and have no limitations. Have you checked with some of the other regional VW groups for MD such as

http://www.xtremevws.com/

or

http://www.parkville-bugs.com/

both have a lot of people from Balto'

Joe

Wed Jan 12, 2005 3:46 pm

Quote: baja bug with State Farm, and on the insurance ID card it says baja bug on it

thats funny i also have state farm and it just says bug, but when we call them there comp says its a baja bug. mine like $120 a month under my parents plan but on another policy (im not sure exactly how it works)

Wed Jan 12, 2005 5:40 pm

On my insurance card it actual says MODEL: DUNE BUGGY

there are 2 photos of my ride in my "gallery"

Wed Jan 12, 2005 9:45 pm

Nice dune buggy, I've been to Parkville Bugs, hangout with those guys everynow and again, the old bugnaked crew. No matter what, statefarm will not insure it, not even liability, even offered them a life insurance policy too if they would insure it and they turned it down, guess they dont need my business?

Thu Jan 13, 2005 8:13 pm

although some companies will insure they almost never cover offraod stuff. that has to be dealt eith in a offroad policy. nationwide has my dune buggy. my brother in law is the agent. his is covered too.

I think they picked up a company called formost?(sp?)

anyway they deal with this kind of stuff.

it comes up a lot at dune-buggy.com on buggy trader. maybe a search here or over there would turn up some past results??

Good luck!

Fri Jan 21, 2005 4:26 am

try http://www.foremost.com/, I'm like you, I called and checked everywhere no luck then stumbled on foremost and got a reply quickly from them. Only 190.00 a year, just what I was looking for, no apprasial needed. look under off road on there website, they do dune buggies and they have no problem with you driving it on the road. good luck!
Bruce