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VWGirl
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Joined: June 03, 2003
Posts: 2462
Location: Powder Springs, GA
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 Posted: Fri Jul 11, 2014 6:16 pm Post subject: So my 64 'N' Notch got rear ended. What to do? |
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So I decided to take my lovely notch out for a drive early monday morning 7/7. I'd taken the westy out over the weekend, so she needed to get out for a stretch too right? Anyway, I got maybe 2 miles from my house when I stopped to look and see if I could turn right on red just in time to see a chrysler 200 coming up behind me and NOT stopping!
So anyway... it's not bad, but it's bad... they haven't come to look at the car yet. I finally got them to schedule a time to come on Monday... a whole week after the fact. I told the adjuster that basically he has no clue what he is going to be looking at and that we should just ship it to the shop that is able to fix it 4 hours from here. He asked if I had stated value, I said yes, he said that i should probably just go through that and they would front the deductible. I called my agent and she said he was just being lazy.
I have no clue what to do. The car is totally fixable... I unfortunately only had it insured for 10k... oddly enough I had emailed my insurance co on 7/1 regarding upping the coverage, but then was out of town for the holiday weekend so didnt send over the required pictures.
I really have no idea where to get parts (though i have posted the pics and story on facebook and have gotten a lot of leads) and really don't know what all they should cover. I am not asking for a rental car, but i did ask that they ship the car as I do not want to drive it not being able to open the trunk to check oil or anything. The car will be gone 6-9 months or more (can't get it in right away) so I will not have the enjoyment of my car for quite some time. Some insurance companies pay for loss of use? Diminished value is also a requirement in the state of GA but I do not think it is required for older vehicles.
I have no idea what they should actually be paying for on this car. All I know is that she just turned 50, she had never been hit, and there is no rust on the body of this car. The car was just painted a few years ago. The paint isn't perfect but it wasn't bad. I was actually in the process of doing some touchups and wet sanding it... I'd only gotten to one fender though. All of the seals are also only a couple of years old. Now all of this will need to be replaced.
What is on the list that I know needs work from the wreck:
right rear fender
reflector housing
rear apron
decklid cover
bumper
reverse light
custom 64 tag
radio (got cracked and wont come on)
access outlet
seat (its kinda twisted and i can't move it back forward)
it isnt much and it isnt bad, yet it is... seems like insurance is putting this all in my hands and i haven't a friggin clue. thoughts???
Not the best pics, but...
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VWGirl
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Joined: June 03, 2003
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Location: Powder Springs, GA
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| Posted: Fri Jul 11, 2014 6:22 pm Post subject: |
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I also have no idea what I am going to do on the interior now... the original headliner is perfect... seats could use redone. pretty sure those are original too, but cracked... so many options... a full on resto was a good 5 to 10 years out else i wouldnt have been trying to wet sand the paint and buff it out to perfection...
super frustrating. i already miss driving her... and so many car shows she will miss this summer 
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supersuk
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| Posted: Fri Jul 11, 2014 7:03 pm Post subject: |
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It really looks like the inner portion of the trunk/floor will be bent too. Won't be able to confirm until you open up the trunk to have a visual. A good shop should be able to straighten everything up fairly well. Find a good reputable shop to do the work. As for sheetmetal, talk to Mike Fisher or Boo Koo z. They will have most if not all the parts you need.
Man, I'd be pretty pissed at the driver of the 200...I think i'd be in prison right now.
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VWGirl
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Location: Powder Springs, GA
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| Posted: Fri Jul 11, 2014 7:11 pm Post subject: |
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| supersuk wrote: |
It really looks like the inner portion of the trunk/floor will be bent too. Won't be able to confirm until you open up the trunk to have a visual. A good shop should be able to straighten everything up fairly well. Find a good reputable shop to do the work. As for sheetmetal, talk to Mike Fisher or Boo Koo z. They will have most if not all the parts you need.
Man, I'd be pretty pissed at the driver of the 200...I think i'd be in prison right now. |
I have a good shop to do it, the are just 3 or 4 hours away and I am not driving it like this. I cant really as my seat pushed back somehow in the accident and I cant get it to come forward, so I really cant reach the pedals well.
I have been surprisingly calm about the whole matter... always figured id end up in jail... did I mention the 200 was a rental car and it only ended up with some scratches?
Right now im just worried about this adjuster for his insurance co who is trying to pawn this off on my insurance co...
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drummerboycr
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Joined: December 12, 2006
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| Posted: Fri Jul 11, 2014 7:26 pm Post subject: |
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Sorry men, sad news! 
I can't help you with your requests, but i hope you can fix and put back on the road soon. And don't worry all that you can be fixed.
Good Luck!
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Tram
Samba Socialist
Joined: May 02, 2003
Posts: 22711
Location: Still Feelin' the Bern- Once you've felt it you can't un- feel it.
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| Posted: Fri Jul 11, 2014 7:56 pm Post subject: |
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| VWGirl wrote: |
| supersuk wrote: |
It really looks like the inner portion of the trunk/floor will be bent too. Won't be able to confirm until you open up the trunk to have a visual. A good shop should be able to straighten everything up fairly well. Find a good reputable shop to do the work. As for sheetmetal, talk to Mike Fisher or Boo Koo z. They will have most if not all the parts you need.
Man, I'd be pretty pissed at the driver of the 200...I think i'd be in prison right now. |
I have a good shop to do it, the are just 3 or 4 hours away and I am not driving it like this. I cant really as my seat pushed back somehow in the accident and I cant get it to come forward, so I really cant reach the pedals well.
I have been surprisingly calm about the whole matter... always figured id end up in jail... did I mention the 200 was a rental car and it only ended up with some scratches?
Right now im just worried about this adjuster for his insurance co who is trying to pawn this off on my insurance co... |
Don't do anything until you get a solid assessment of how extensive the damage is. That's where you need to start. Then, you need to start talking replacement value, and you do that by looking up similar cars all over the Web, what they are going for, print out the ads, and average it out. Hopefully you have good pre- accident pics. The guy hit you from behind, so it's automatically his fault. What you want is for his insurance company to make you whole, e.g., your car fixed to pre- accident condition, or a replacement of equal value. You can make a good argument in court that what they CLAIM your car isn't worth doesn't make you whole- in other words, you simply can't replace the car for what they are offering. What you insured it for with your comany isn't in play now.
I hate to say it, but the bow in that right rear fender tells me you've likely got deep structural damage. If worst comes to worst, take your 10K, buy the totaled car back for a few hundred, and start looking for a straight body to transfer the things to.
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Last edited by Tram on Fri Jul 11, 2014 8:01 pm; edited 1 time in total |
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VWGirl
Samba Member
Joined: June 03, 2003
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Location: Powder Springs, GA
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| Posted: Fri Jul 11, 2014 7:59 pm Post subject: |
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| Tram wrote: |
| VWGirl wrote: |
| supersuk wrote: |
It really looks like the inner portion of the trunk/floor will be bent too. Won't be able to confirm until you open up the trunk to have a visual. A good shop should be able to straighten everything up fairly well. Find a good reputable shop to do the work. As for sheetmetal, talk to Mike Fisher or Boo Koo z. They will have most if not all the parts you need.
Man, I'd be pretty pissed at the driver of the 200...I think i'd be in prison right now. |
I have a good shop to do it, the are just 3 or 4 hours away and I am not driving it like this. I cant really as my seat pushed back somehow in the accident and I cant get it to come forward, so I really cant reach the pedals well.
I have been surprisingly calm about the whole matter... always figured id end up in jail... did I mention the 200 was a rental car and it only ended up with some scratches?
Right now im just worried about this adjuster for his insurance co who is trying to pawn this off on my insurance co... |
Don't do anything until you get a solid assessment of how extensive the damage is. That's where you need to start. Then, you need to start talking replacement value, and you do that by looking up similar cars all over the Web, what they are going for, print out the ads, and average it out. Hopefully you have good pre- accident pics.
I hate to say it, but the bow in that right rear fender tells me you've likely got deep structural damage. If worst comes to worst, take your 10K, buy the totaled car back for a few hundred, and start looking for a straight body to transfer the things to. |
I honestly dont think she is going to be that bad and id be hard pressed to find a more solid N model notch :/
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Clatter
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Joined: September 24, 2003
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Location: Santa Cruz
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| Posted: Fri Jul 11, 2014 8:03 pm Post subject: |
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That's a $10,000 bill right there at a good body shop, at least, I promise you.
All of the inner structures at the rear of the car are buckled.
In reality, the best approach could be to drill every spot weld from the doors back,
Massage every panel back straight,
Weld them all back together.
A LOT of labor, very few parts.
If it were mine, I would be getting all over the other guys' insurance company like I woulda gotten all over the guy that did that to my car.
Don't say a _thing_ to the other insurance company about you having a collector policy!
_BIG_ mistake!
I would be sending him ads for the most expensive restored notches on this site,
And getting estimates from the top shops in the area.
It's NOT an issue for _your_ insurance company!
I would go see not only a lawyer, but also a chiropractor.
Doesn't your neck hurt after that?
Mine sure would...
A quote my friend said to an adjuster like that:
"Yeah, my neck hurts, and my passenger is feeling really bad too, but we would all be feeling a lot better if my car was fixed..."
Lucky for him(her?) (s)he hit you and not me.
they would be in the hospital and I would be in jail.
Have you ever seen the damage you can do to people and property with the good 'ol VW jack?
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Tram
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Location: Still Feelin' the Bern- Once you've felt it you can't un- feel it.
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| Posted: Fri Jul 11, 2014 8:04 pm Post subject: |
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| VWGirl wrote: |
| Tram wrote: |
| VWGirl wrote: |
| supersuk wrote: |
It really looks like the inner portion of the trunk/floor will be bent too. Won't be able to confirm until you open up the trunk to have a visual. A good shop should be able to straighten everything up fairly well. Find a good reputable shop to do the work. As for sheetmetal, talk to Mike Fisher or Boo Koo z. They will have most if not all the parts you need.
Man, I'd be pretty pissed at the driver of the 200...I think i'd be in prison right now. |
I have a good shop to do it, the are just 3 or 4 hours away and I am not driving it like this. I cant really as my seat pushed back somehow in the accident and I cant get it to come forward, so I really cant reach the pedals well.
I have been surprisingly calm about the whole matter... always figured id end up in jail... did I mention the 200 was a rental car and it only ended up with some scratches?
Right now im just worried about this adjuster for his insurance co who is trying to pawn this off on my insurance co... |
Don't do anything until you get a solid assessment of how extensive the damage is. That's where you need to start. Then, you need to start talking replacement value, and you do that by looking up similar cars all over the Web, what they are going for, print out the ads, and average it out. Hopefully you have good pre- accident pics.
I hate to say it, but the bow in that right rear fender tells me you've likely got deep structural damage. If worst comes to worst, take your 10K, buy the totaled car back for a few hundred, and start looking for a straight body to transfer the things to. |
I honestly dont think she is going to be that bad and id be hard pressed to find a more solid N model notch :/ |
Don't be tempted to cut corners. It's very very unlikely that the fender bowed that far towards the front unless what it's bolted to buckled... and if that's buckled, everything that connects to it is out of alignment.
That car took a bad, bad hit. I'm not trying to make you feel bad- it just is what it is.
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VWGirl
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Location: Powder Springs, GA
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| Posted: Fri Jul 11, 2014 8:07 pm Post subject: |
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Actually my neck and back did hurt and a chiropractor has been helping with that. I was turned looking over my shoulder at the red light to see if anyone was coming and if I could turn right when he hit me.
He asked if I had a collector car policy. Guess I could have not answered, but im not really sure what that has to do with what they pay... hell they already tried to settle on medical bills!
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VWGirl
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Location: Powder Springs, GA
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| Posted: Fri Jul 11, 2014 8:11 pm Post subject: |
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| Tram wrote: |
| VWGirl wrote: |
| Tram wrote: |
| VWGirl wrote: |
| supersuk wrote: |
It really looks like the inner portion of the trunk/floor will be bent too. Won't be able to confirm until you open up the trunk to have a visual. A good shop should be able to straighten everything up fairly well. Find a good reputable shop to do the work. As for sheetmetal, talk to Mike Fisher or Boo Koo z. They will have most if not all the parts you need.
Man, I'd be pretty pissed at the driver of the 200...I think i'd be in prison right now. |
I have a good shop to do it, the are just 3 or 4 hours away and I am not driving it like this. I cant really as my seat pushed back somehow in the accident and I cant get it to come forward, so I really cant reach the pedals well.
I have been surprisingly calm about the whole matter... always figured id end up in jail... did I mention the 200 was a rental car and it only ended up with some scratches?
Right now im just worried about this adjuster for his insurance co who is trying to pawn this off on my insurance co... |
Don't do anything until you get a solid assessment of how extensive the damage is. That's where you need to start. Then, you need to start talking replacement value, and you do that by looking up similar cars all over the Web, what they are going for, print out the ads, and average it out. Hopefully you have good pre- accident pics.
I hate to say it, but the bow in that right rear fender tells me you've likely got deep structural damage. If worst comes to worst, take your 10K, buy the totaled car back for a few hundred, and start looking for a straight body to transfer the things to. |
I honestly dont think she is going to be that bad and id be hard pressed to find a more solid N model notch :/ |
Don't be tempted to cut corners. It's very very unlikely that the fender bowed that far towards the front unless what it's bolted to buckled... and if that's buckled, everything that connects to it is out of alignment.
That car took a bad, bad hit. I'm not trying to make you feel bad- it just is what it is. |
I am not cutting any corners. In fact I know I will be coming out od pocket on this. I had planned to eventually have it restored by airkooled kustoms in hazel green alabama. I have started making arrangements to get the car to them and his insurance is aware of such. They do not cut corners so I couldnt even if I wanted to.
This car will be fixed. Period. How I have to get that accomplished with the insurance company is what is still in question.
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blankmange
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| Posted: Sat Jul 12, 2014 4:09 pm Post subject: |
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big butter Jesus - I hope Danny doesn't see this...
what did the police report say?
you'll need the police report to determine fault and the insurance companies (yours and theirs) will definitely want that...
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vwfye
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| Posted: Sat Jul 12, 2014 4:26 pm Post subject: |
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It might be time to cut up a 71 late notch rear end to send out parts...
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VWGirl
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Location: Powder Springs, GA
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| Posted: Sat Jul 12, 2014 5:53 pm Post subject: |
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Desh is fully aware. It is a sad situation. I honestly think I was in shock as I remained calm... and am still pretty calm about the whole thing, although its got me pretty well stressed out. It is going to take the car to a point that I will want to redo things that I was perfectly happy with before, and now will need to be perfect. Even though his insurance has accepted liability and has been made aware that they are shipping the car 3.5 hours away to airkooled kustoms... we havent settled on an amount. I basically told the adjuster that if he has to come out and see the car as a formality then thats fine, but dont bother looking for parts as he isnt going to find them. I told him we will get a proper estimate when they get the car and get it opened up (since the trunk is stuck shut). They will need to determine what is repairable and what needs replaced.
They actually at one point told me there was a mistake with the year of my car cause it said 1964. They never questioned what a notchback is.
As for the police report it doesnt say much of anything. Basically says that car 1 (him) hit the back of car 2 (me) and that car 1 was cited for following too closely.
This has honestly been my worst nightmare that something like this would happen. I really dont know how I stayed calm. I really dont.
.
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Tram
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| Posted: Sat Jul 12, 2014 6:35 pm Post subject: |
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| VWGirl wrote: |
Desh is fully aware. It is a sad situation. I honestly think I was in shock as I remained calm... and am still pretty calm about the whole thing, although its got me pretty well stressed out. It is going to take the car to a point that I will want to redo things that I was perfectly happy with before, and now will need to be perfect. Even though his insurance has accepted liability and has been made aware that they are shipping the car 3.5 hours away to airkooled kustoms... we havent settled on an amount. I basically told the adjuster that if he has to come out and see the car as a formality then thats fine, but dont bother looking for parts as he isnt going to find them. I told him we will get a proper estimate when they get the car and get it opened up (since the trunk is stuck shut). They will need to determine what is repairable and what needs replaced.
They actually at one point told me there was a mistake with the year of my car cause it said 1964. They never questioned what a notchback is.
As for the police report it doesnt say much of anything. Basically says that car 1 (him) hit the back of car 2 (me) and that car 1 was cited for following too closely.
This has honestly been my worst nightmare that something like this would happen. I really dont know how I stayed calm. I really dont.
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The other driver was cited. Good. Now there's no question of liability. That police report doesn't need to say anything more.
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VWGirl
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| Posted: Mon Jul 14, 2014 7:09 am Post subject: |
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Met with the adjuster today... he took pics... he slammed the hood on my notch (wtf dude, shes 50, be gentle)... he asked me if the 57,xxx kilometers were all it had or if it had rolled over. I have no clue... she was 16 years old when I was born! I have no documentation one way or another.
He kept throwing out values in the 5k range and mentioning totalling it... then saying how I should just go through my insurance since I have a stated value. Again, my stated value is too low as values a couple of years ago when I got the car were lower. Everything has gone up, thus the reason on july 1 I had contacted my insurance about increasing the coverage. Not to mention I was the one who was hit... so whats this got to do with my insurance?
He said he was going to call my insurance co and do some research on my car. There is literally ONE 64 N model for sale... and its in germany... for like 7900 euros... so that plus shipping... but I waited 15 years to find a sea blue notch and I dont think there are any of those for sale, let alone an N model.
It is so hard to keep up with the value of collector cars. How do you really even put a value on something so rare and unique?
Still at a loss as to what to do. I looked at where that bumper is dented in and there is a small dent on my exhaust as well... I dont want her to just sit there, but dont really even want to start her up without checking out the engine, which I cant do.
Anyway... thats where we are at... a week later and.... nothing.
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eyetzr 
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Location: Toronto, Ontario. Canada
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| Posted: Mon Jul 14, 2014 9:03 am Post subject: |
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| I work in this industry ( Ontario, Canada) & visually looking at a car is one thing getting out your 'big boy pants' and crawling around under it & removing parts is what needs to be done. If it was at my shop we would bill out 3 hrs just to remove parts & inspect for damage. Ask if you can have the shop of your choice come down & pull the bumper, 1/4 panel, floor mats, seats to get a better idea of what happened. Most appraisers are not aware that the 1/4 panels on these cars come off with a handful of screws. Best of luck & keep us informed. If you can purchase the car, there are enough people on here that can a least point you to some replacement parts. |
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VWGirl
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Location: Powder Springs, GA
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| Posted: Mon Jul 14, 2014 9:56 am Post subject: |
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| eyetzr wrote: |
| I work in this industry ( Ontario, Canada) & visually looking at a car is one thing getting out your 'big boy pants' and crawling around under it & removing parts is what needs to be done. If it was at my shop we would bill out 3 hrs just to remove parts & inspect for damage. Ask if you can have the shop of your choice come down & pull the bumper, 1/4 panel, floor mats, seats to get a better idea of what happened. Most appraisers are not aware that the 1/4 panels on these cars come off with a handful of screws. Best of luck & keep us informed. If you can purchase the car, there are enough people on here that can a least point you to some replacement parts. |
Thanks. I think we can get it taken care of... just need them to ship it and pay the bill. I dont want just anyone messing around with this car. I told him that there was a dent in the muffler, but that is deep as I looked into it. He did get down and look at that... and he tried to move my seat back forward as I am now too short to drive it. It of course didnt move.
Just beating me down til I go through my own insurance I guess.
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eyetzr
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Location: Toronto, Ontario. Canada
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| Posted: Mon Jul 14, 2014 10:13 am Post subject: |
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| If it is not too much of a pain, try to take pictures of everything on the car that you see damage on. If you can get the engine compartment opened up, check the floor in & around the engine. Try to get the rear seat moved to see there as well. This will help your case in the end. As I said earlier in Canada we do things a little differently & I would feel pretty bad if you did not exact your pound from the guy who bumped into you. That 1/4 panel is bad, I cannot see the roof line, is it straight? Does the passenger door work okay? If you are talking to your insurance company, let them know that these cars are a bit of an oddity & you want it checked out thoroughly before any repairs begin. Best of luck. I am sure there are a bunch of us here that want to see you & your car back on the road. |
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VWGirl
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Location: Powder Springs, GA
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| Posted: Mon Jul 14, 2014 10:36 am Post subject: |
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| eyetzr wrote: |
| If it is not too much of a pain, try to take pictures of everything on the car that you see damage on. If you can get the engine compartment opened up, check the floor in & around the engine. Try to get the rear seat moved to see there as well. This will help your case in the end. As I said earlier in Canada we do things a little differently & I would feel pretty bad if you did not exact your pound from the guy who bumped into you. That 1/4 panel is bad, I cannot see the roof line, is it straight? Does the passenger door work okay? If you are talking to your insurance company, let them know that these cars are a bit of an oddity & you want it checked out thoroughly before any repairs begin. Best of luck. I am sure there are a bunch of us here that want to see you & your car back on the road. |
They know its an oddity... MY insurance company knows me on a first name basis and knows all about my oddball car collection.
The car is going to airkooled kustoms which specializes in volkswagens. No one is touching the car but them. They will take plenty of pictures. I have quite a few, but I cant open the rear trunk. I honestly havent tried the passenger side door, but it looks like it is fine.
One way or another she will be back on the road... its just a matter of how much I am going to have to battle this and end up coming out of pocket in the end. I am not driving any of my other classic cars until I go through and assess their value and make sure they are all up to date on values.
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