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c21darrel
Samba Member
Joined: January 22, 2009
Posts: 8211
Location: San Dimas
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RodneyEdwards
Samba Member
Joined: May 08, 2018
Posts: 1
Location: Bell Buckle, TN
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 Posted: Tue May 08, 2018 6:28 am Post subject: Re: Vw insurance - |
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| Both Hagerty and J C Taylor have rejected my application stating that they do not cover dune buggies. I listed 2,000 miles as the max I would drive per year. Does anyone know of a company that will specifically cover one? 1967 Manx style that I valued at $8,500. Both of the above companies had very good rates but wouldn't cover the car. |
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Mike Fisher
Samba Member
Joined: January 30, 2006
Posts: 17970
Location: Eugene, OR
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| Posted: Tue May 08, 2018 6:40 am Post subject: Re: Vw insurance |
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State Farm covers my squareback for $10,000 agreed value.
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https://imgur.com/user/FisherSquareback/posts
69 FI/AT square Daily Driver
66 sunroof,67,70,71,71,71AT,72,72AT,73 Parts
two 57 oval ragtops sold
'68 Karmann Ghia sold
Society is like stew. If you don't keep it stirred up you end up with a lot of scum on the top! - Russ_Wolfe/Edward Abbey |
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Glenn 
Mr. 010
Joined: December 25, 2001
Posts: 76939
Location: Sneaking up behind you
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| Posted: Tue May 08, 2018 6:45 am Post subject: Re: Vw insurance - |
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| RodneyEdwards wrote: |
| Both Hagerty and J C Taylor have rejected my application stating that they do not cover dune buggies. I listed 2,000 miles as the max I would drive per year. Does anyone know of a company that will specifically cover one? 1967 Manx style that I valued at $8,500. Both of the above companies had very good rates but wouldn't cover the car. |
Dune Buggies are a problem because there's not much there. So a collision with a Smart Car will cause major damage and injury... just imagine what one with a Suburban will do.
I suggest you ask in this topic in the Dune Buggy forum: Who insures these things.I NEED INSURANCE TODAY
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Glenn
74 Beetle Specs | 74 Beetle Restoration | 2180cc Engine
"You may not get what you pay for, but you always pay for what you get"
Member #1009
#BlueSquare |
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Sharp64
Samba Member
Joined: August 27, 2015
Posts: 5304
Location: Central Florida
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| Posted: Tue May 08, 2018 7:02 am Post subject: Re: Vw insurance - |
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| RodneyEdwards wrote: |
| Both Hagerty and J C Taylor have rejected my application stating that they do not cover dune buggies. I listed 2,000 miles as the max I would drive per year. Does anyone know of a company that will specifically cover one? 1967 Manx style that I valued at $8,500. Both of the above companies had very good rates but wouldn't cover the car. |
State Farm would have covered mine, but I went with Rally insurance group. They have zero problems insuring Dune Buggys as well as other classics.
http://www.rallyinsurance.com/
_________________
1960 Indigo Blue Ragtop (Blue Barry)
1967 Ghia
1985 Westy Money Pit
“...some men aren't looking for anything logical, like money. They can't be bought, bullied, reasoned, or negotiated with. Some men just want to watch the world burn.” - Michael Caine |
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wheel607
Samba Member
Joined: May 30, 2004
Posts: 1847
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| Posted: Tue May 08, 2018 2:13 pm Post subject: Re: Vw insurance |
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| It has been said many times already, but get a CERTIFIED (appraised) agreed value policy. Don't BS on the value......get an appraisal, and insure for that amount. Most people think an agreed value policy is enough, but insurance company will fight you if you don't have an appraisal. |
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74 Thing
Samba Member
Joined: September 02, 2004
Posts: 7393
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| Posted: Wed May 09, 2018 11:25 am Post subject: Re: Vw insurance |
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Any suggestions on where to go to get one of these agreed with appraisal policies in California?
Stated value is worthless-insurance company will just use whatever them deem as comps and offer you less than the stated value of your policy, but will happily collect your higher ins premiums for that stated value policy. |
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wheel607
Samba Member
Joined: May 30, 2004
Posts: 1847
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| Posted: Wed May 09, 2018 3:25 pm Post subject: Re: Vw insurance |
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| 74 Thing wrote: |
Any suggestions on where to go to get one of these agreed with appraisal policies in California?
Stated value is worthless-insurance company will just use whatever them deem as comps and offer you less than the stated value of your policy, but will happily collect your higher ins premiums for that stated value policy. |
This is exactly right. I use State Farm with an agreed value policy and (most importantly) use an appraiser that THEY recommended. An agreed value policy isn't enough. Also take before pictures of your ride and have your local agent put them in a file for you. Better yet, do as I do, get them to take the pictures and ooh and ah over your car....then start a picture file in their office. This may seem like a lot of work.....but you are in for a screwing if you don't get all of this together before you file a claim for loss. |
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Sharp64
Samba Member
Joined: August 27, 2015
Posts: 5304
Location: Central Florida
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| Posted: Wed May 09, 2018 5:38 pm Post subject: Re: Vw insurance |
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I’ve yet to hear of a classic car speciality insurance company not paying out on a claim. Has anyone actually had an issue? I’m not talking about one of the regular insurers.
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1960 Indigo Blue Ragtop (Blue Barry)
1967 Ghia
1985 Westy Money Pit
“...some men aren't looking for anything logical, like money. They can't be bought, bullied, reasoned, or negotiated with. Some men just want to watch the world burn.” - Michael Caine |
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trex1234
Samba Member
Joined: April 23, 2019
Posts: 5
Location: chicago
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| Posted: Tue Feb 16, 2021 5:53 pm Post subject: Re: Vw insurance - |
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| Does anyone know a insurance company that doesnt have issues with street legal baja bugs |
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BenJAMin
Samba Member
Joined: February 01, 2004
Posts: 461
Location: Michigan
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| Posted: Wed Feb 24, 2021 7:01 pm Post subject: Re: Vw insurance |
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| I use American Modern but I go through an agent in Indianapolis who does it nationwide. I find them very easy to talk to, I'd ask them about your Baja www.classicins.com |
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my59
Samba Member
Joined: August 13, 2003
Posts: 3793
Location: connecting the dots
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| Posted: Wed Feb 24, 2021 8:38 pm Post subject: Re: Vw insurance |
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Hagerty covers spare parts, like the bus roof rack, spare type 4 engine, and my collection of extra body parts for the '59
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my59: Well son, my grandfather died before I got to drive it, so does that answer your question?
our79: sunroof bus w/camper interior and 2.0 FI
Other:'12 Jetta, '77 Benz 300D, and a 74 MG Midget. |
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