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Cross Country in a 66 Square
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grenadeAcorn
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PostPosted: Mon Jul 27, 2020 1:29 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

So the news is today;

The shop I took it to quoted me 15k to repair the damage, that includes roof re-skin, headliner, windshield, window runner.

Pretty darn high, I'm certain my insurance is going to total it out for that.

I mean the agreed value I had it insured for was 15.

Still waiting on their decision, I've already been speaking with a shop a bit further away from me who can do the roof and entire car for the above amount.
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PostPosted: Mon Jul 27, 2020 1:42 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

bummer. I was afraid of that Sad
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PostPosted: Mon Jul 27, 2020 2:39 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

That seems a bit, ummm, high.
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PostPosted: Mon Jul 27, 2020 8:21 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

vwfye wrote:
That seems a bit, ummm, high.


Yup. Sounds a little high, but then it is a classic car.
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PostPosted: Tue Jul 28, 2020 4:19 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

Well just a paint job would run about 6k around here anyway. Then you have the rest of the items....you may even opt to take the $ and then buy the car back and source another to fix up.
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grenadeAcorn
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PostPosted: Wed Jul 29, 2020 6:33 am    Post subject: Re: Cross Country in a 66 Square Reply with quote

Erik G wrote:
bummer. I was afraid of that Sad


Yeah, really Sucks!
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Clatter
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PostPosted: Wed Jul 29, 2020 7:22 am    Post subject: Re: Cross Country in a 66 Square Reply with quote

Have heard cases where they total the car, and let you keep the "carcass" for free or cheap.
If you got, say, $14K and your car, I'd bet you could find a place to do the work for 14..

Did you get a roof clip?
Maybe finding a roof clip is an unknown, possibly difficult part of the job,
So they are bidding high to keep from taking a bath on finding a clip..
Maybe?
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grenadeAcorn
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PostPosted: Wed Jul 29, 2020 8:01 am    Post subject: Re: Cross Country in a 66 Square Reply with quote

Clatter wrote:
Have heard cases where they total the car, and let you keep the "carcass" for free or cheap.
If you got, say, $14K and your car, I'd bet you could find a place to do the work for 14..

Did you get a roof clip?
Maybe finding a roof clip is an unknown, possibly difficult part of the job,
So they are bidding high to keep from taking a bath on finding a clip..
Maybe?


Yes, more than likely they are going to total it for 15k, we will certainly buy it back hopefully for not too much.

I've found another shop somewhat locally who strictly does VW restorations and does an outstanding job.

he has said he can do the roof replacement and the body and paint on the rest of the car for 15.

Its not the roof clip that is the problem, I've found one just a few miles away for 400.00 and passed that info over to them, I just figure they really don't want to do the job.
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Tram
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PostPosted: Wed Jul 29, 2020 9:58 am    Post subject: Re: Cross Country in a 66 Square Reply with quote

grenadeAcorn wrote:
Clatter wrote:
Have heard cases where they total the car, and let you keep the "carcass" for free or cheap.
If you got, say, $14K and your car, I'd bet you could find a place to do the work for 14..

Did you get a roof clip?
Maybe finding a roof clip is an unknown, possibly difficult part of the job,
So they are bidding high to keep from taking a bath on finding a clip..
Maybe?


Yes, more than likely they are going to total it for 15k, we will certainly buy it back hopefully for not too much.

I've found another shop somewhat locally who strictly does VW restorations and does an outstanding job.

he has said he can do the roof replacement and the body and paint on the rest of the car for 15.

Its not the roof clip that is the problem, I've found one just a few miles away for 400.00 and passed that info over to them, I just figure they really don't want to do the job.


I would agree. Most body shops prefer collision work on modern cars with new replacement panels readily available.
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PostPosted: Wed Jul 29, 2020 11:00 am    Post subject: Re: Cross Country in a 66 Square Reply with quote

Tram wrote:
grenadeAcorn wrote:
Clatter wrote:
Have heard cases where they total the car, and let you keep the "carcass" for free or cheap.
If you got, say, $14K and your car, I'd bet you could find a place to do the work for 14..

Did you get a roof clip?
Maybe finding a roof clip is an unknown, possibly difficult part of the job,
So they are bidding high to keep from taking a bath on finding a clip..
Maybe?


Yes, more than likely they are going to total it for 15k, we will certainly buy it back hopefully for not too much.

I've found another shop somewhat locally who strictly does VW restorations and does an outstanding job.

he has said he can do the roof replacement and the body and paint on the rest of the car for 15.

Its not the roof clip that is the problem, I've found one just a few miles away for 400.00 and passed that info over to them, I just figure they really don't want to do the job.


I would agree. Most body shops prefer collision work on modern cars with new replacement panels readily available.


Not just panels readily available,
But they won't have to use hammer/dolly/torch/welder/filler/sanding.
The workers won't even have to know metalwork..
Usually, it's plastic trim parts, bumpers and whatnot,
Oftentimes wrenches and screwdrivers and tools aren't even involved.
It's plastic parts, that glue on with panel bond or clip together with one-time push-on fasteners.
Stuff is all new and straight, stabbed, painted, done.
There is no hammering out dents fitting panels, and sanding filler that would eat up 95% of the time.

Modern collision work is a very different trade than restoring old cars;
Completely different tools, completely different skills.
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Tram
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PostPosted: Wed Jul 29, 2020 12:12 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

Let's back up here a sec.

Why should the owner's ins. company need to total this car over the repair cost when it's the CARRIER who caused the damage? Wasn't the carrier willing to pay out of his own pocket? What about the CARRIER's insurance/ bond?

I mean, it's up to the carrier to make the OP whole here. They either need to fix the car or replace it with one in like condition.
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PostPosted: Wed Jul 29, 2020 2:20 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

Owner's insurance will subrogate with carrier's insurance.
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Tram
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PostPosted: Wed Jul 29, 2020 4:54 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

sjbartnik wrote:
Owner's insurance will subrogate with carrier's insurance.


Right. But shouldn't that preclude the OP's ins. co declaring a total, since funds are recoverable? I mean, there isn't exactly a way to assign any percentage of liability to the OP here in this case. Vehicle was totally in the carrier's charge.
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PostPosted: Wed Jul 29, 2020 8:01 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

Tram wrote:
Let's back up here a sec.

Why should the owner's ins. company need to total this car over the repair cost when it's the CARRIER who caused the damage? Wasn't the carrier willing to pay out of his own pocket? What about the CARRIER's insurance/ bond?

I mean, it's up to the carrier to make the OP whole here. They either need to fix the car or replace it with one in like condition.


I would think so. But then I don't work for an insurance company.
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grenadeAcorn
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PostPosted: Thu Jul 30, 2020 6:34 am    Post subject: Re: Cross Country in a 66 Square Reply with quote

Tram wrote:
sjbartnik wrote:
Owner's insurance will subrogate with carrier's insurance.


Right. But shouldn't that preclude the OP's ins. co declaring a total, since funds are recoverable? I mean, there isn't exactly a way to assign any percentage of liability to the OP here in this case. Vehicle was totally in the carrier's charge.


I think your right Tram; Thinking I should press them to make the car whole again, I really do not want a salvage title
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PostPosted: Thu Jul 30, 2020 3:00 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

I like Tram's points here. IF by any long shot you are not 100% indemnified (made whole) for both the damages to the car AND the depreciation to the car you have a valid suit against the carrier. I'd say your $15,000 purchase/agreed value figure plus about 5k in depreciation for hacking the roof off of an original car should be enough to buy your signature on a release of liability. I'm not a lawyer, but I watch and learn. Don't be afraid to say you will go to court. The ins companies will try to avoid it at any reasonable cost. Juries/Judges don't like insurance companies.
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PostPosted: Thu Jul 30, 2020 3:49 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

And realize the other guy's insurance limit IN NO WAY limits their liability. It's just insurance to HELP with their liability. You are entitled to be made whole, and if his insurance comes up short, he is still liable for the difference.

Think about it, if his insurance was for one dollar, does that in any way mean you are only entitled to one dollar? Of course not.

Insurance companies try hard to not have you realize this fact, but it's true.
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PostPosted: Fri Jul 31, 2020 12:26 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

Well, I picked up the car today, tomorrow morning I will go and cut the donor roof off the parts car, load everything up and make the three hour drive to the new shop who will be doing the work.

He has indicated he can have the car done by this fall.

My insurance is going to total it out and we are going to go after the transport company for diminished value.

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PostPosted: Fri Jul 31, 2020 3:08 pm    Post subject: Re: Cross Country in a 66 Square Reply with quote

grenadeAcorn wrote:
Well, I picked up the car today, tomorrow morning I will go and cut the donor roof off the parts car, load everything up and make the three hour drive to the new shop who will be doing the work.

He has indicated he can have the car done by this fall.

My insurance is going to total it out and we are going to go after the transport company for diminished value.

In seeing the original topic about a cross country, naturally I couldn't resist to read it. When it came to the part about the damage the carrier produced, my heart sank.

So sorry you and your wife had to welcome a beautiful T3 Square like this. Just like others said, hang in there and make your insurance work for you.

Truly hoping for a great outcome of your journey.
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PostPosted: Sat Aug 01, 2020 8:16 am    Post subject: Re: Cross Country in a 66 Square Reply with quote

Not sure how the insurance brands vehicles where you live, but see if they can do a non brand. Talk nice to the appraiser and your adjuster.
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