Insurance - Who's gonna cover my ride AND let me drive it!

[baldessariclan]

[Bobs67vwagen]

X2 on hagerty, my experience has been similar to the post above.

[mrinnovation1]

I suppose I could give Ned Ryerson a call. Anyone have his number?

[theastronaut]

I use normal full coverage insurance, but made sure the policy has an appraisal clause. If it's ever in an accident and they're not valuing it correctly, you can invoke the appraisal clause and hire a third party appraiser. The insurance company also hires and appraiser, and the two work to accurately value it The insurance company has to go by the value they set.


I had to do this when my older but starting to become collectible daily had a tree limb fall on it which totaled it, and the appraiser ended up valuing it at 6.5x what the insurance company initially said it was worth. It was at the age where KBB value had hit rock bottom but clean examples had started bringing good money because they'd become hard to find, but the insurance company and KBB and CCC never account for that. Make sure you keep good records of any work you do to it, that'll help the appraisal value.


You can hire a company like Collision Safety Consultants to handle the appraisal , they have tons of success stories posted on their fb an instagram accounts.
_________________
Strive for perfection in everything. Take the best that exist and make it better. If it doesn't exist, create it. Accept nothing nearly right or good enough."
-Sir Henry Royce, co-founder of Rolls-Royce

'64 Beetle Sunroof OG Bahama Blue
'63 Beetle Vert
'66 Beetle
'66 Chevy C10
Too many '88-93 Festivas to count

[mrinnovation1]