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NUKETROOP
Samba Member
Joined: April 27, 2005
Posts: 204
Location: ALBUQUERQUE NM
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 Posted: Thu Aug 04, 2005 4:01 pm Post subject: Streetlegal Sandrail Insurance |
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Hello!
I'm looking into buying a street legal sandrail.
My Insurance (USAA) says they won't insure it because "It's too low for other drivers to see"
To which I said, "What about corvettes and Ferarri's?"
To which they said, "uhhhhhhh"
I think they just couldn't find "sandrail" in thier computer.
Anyhow. What insurance do you guys use for your street legal sandrails?
Thanks!
Dave |
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HamburgerBrad
Je suis Napoléon!
Joined: February 21, 2003
Posts: 6957
Location: SoCal
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| Posted: Thu Aug 04, 2005 4:03 pm Post subject: |
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just tell them its a "kit car" built out of a volkswagen. dont use the word sandrail or dune buggy. let them see it for themselves and make a decision
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jumpmaster
Samba Member
Joined: May 10, 2005
Posts: 167
Location: Texas
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| Posted: Thu Aug 04, 2005 4:18 pm Post subject: |
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Progressive will insure it...they don't care what it is.
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orangerail
Samba Member
Joined: October 01, 2004
Posts: 266
Location: salisbury,nc
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| Posted: Thu Aug 04, 2005 5:16 pm Post subject: insurance |
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mines insured as a 69 bug cause thats what its register as....
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don't worry what other people think,do what you want to,and let them learn from you!!!! |
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Fish
Samba Member
Joined: December 05, 2000
Posts: 5559
Location: OB. It's beside the point.
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| Posted: Thu Aug 04, 2005 5:46 pm Post subject: |
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My old street legal single seat rail was registered and insured (liability only) in California as a 1974 special construction VW.
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NUKETROOP
Samba Member
Joined: April 27, 2005
Posts: 204
Location: ALBUQUERQUE NM
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| Posted: Thu Aug 04, 2005 6:40 pm Post subject: |
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Thanks all.
I have not bought one yet. I'm holding out for one with a title and an established VIN. My insurance kept asking for a VIN.
My father went through hell getting a VIN on a chopper he built. I don't want to go through the same hassle.
Dave |
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The Toolman
Samba Member
Joined: July 10, 2005
Posts: 145
Location: Lake of The Ozarks
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| Posted: Thu Aug 04, 2005 7:29 pm Post subject: |
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American Family insured mine with no problems at all. Matter of fact, it is insured for full coverage.
Ronnie |
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Tim10
Samba Member
Joined: April 06, 2004
Posts: 1433
Location: Minneapolis
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| Posted: Thu Aug 04, 2005 9:07 pm Post subject: |
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If you plan on street driving/....put the front fiberglass pieces on it --- will be much easier to get insurance on.
Don't use 'offroad, buggy etc" when you describe it.
T.
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jumpmaster
Samba Member
Joined: May 10, 2005
Posts: 167
Location: Texas
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| Posted: Fri Aug 05, 2005 6:19 am Post subject: |
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| Tim10 wrote: |
If you plan on street driving/....put the front fiberglass pieces on it --- will be much easier to get insurance on.
Don't use 'offroad, buggy etc" when you describe it.
T. |
I talked to my insurance agent about this...what they told me is if you conveniently leave out that it is a "modified body" or "constructed" vehicle, they may issue a policy (i.e. for a '65 Beetle when it's a frame rail)...but if something happens, they'll find out and would not pay any damages out.
Something to be careful of...the places I talked to wanted pictures of the vehicle anyway.
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GI Joe
Samba Member
Joined: April 28, 2005
Posts: 2012
Location: Athens, TN
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| Posted: Fri Aug 05, 2005 6:51 am Post subject: |
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| jumpmaster wrote: |
| Progressive will insure it...they don't care what it is. |
I Have USAA as well, and had the same issue... I went with Progressive for my 2 seater rail in AZ. It was the only car I had with them. They took a look at the car and said "cool. Let's go write up the policy!"..
Can't beat that..
Jumpmaster also has a great point with the payout issue, if you have "mislead" the insurance co on the type of vehicle. Not a good situation if your at fault.... I'd hate to bang up a high dollar luxo ride with a $3K buggy and have your insurance not cover anything... $$$$ OUCH!!!$$$$
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vdubrookie
Samba Member
Joined: May 12, 2017
Posts: 306
Location: Battle Creek,Mi
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| Posted: Mon Aug 21, 2017 11:28 am Post subject: Re: Streetlegal Sandrail Insurance |
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| Mine is insured thru State Farm as an "assembled roadster" |
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Dale M.
Samba Member
Joined: April 12, 2006
Posts: 20379
Location: Just a tiny bit west of Yosemite Valley
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| Posted: Mon Aug 21, 2017 12:02 pm Post subject: Re: Streetlegal Sandrail Insurance |
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| vdubrookie wrote: |
| Mine is insured thru State Farm as an "assembled roadster" |
Ummm.... The post you are responding to is 12 years old....
Dale
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