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Nor_AL_67 Samba Member
Joined: December 18, 2007 Posts: 663 Location: Huntsville,Alabama
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Posted: Mon May 20, 2013 7:40 pm Post subject: Was rear-ended today need advice for insurance |
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Hey,
Was hit in the back today and guy that did it has insurance with Alfa. The damage didn't look bad at first, but after getting it home I can see that both fenders, both rear 1/4 panels, the apron and the engine lid have damage. The bumper is also toast. There is a massive oil spill and it looks like there could be a crack in the block or heads where the tail pipes were shoved into the engine. Question: what might I expect a company like Alfa to do and what is my best strategy? I'm sure on their books the car is worth 1-2K. I have it insured with State Farm for 6K comprehensive. TIA.
Scott
_________________ 63 Sedan
61 Rag
67 Type 1 Sedan
63 Type 2 Standard Walk-thru
69 Ghia
68 912
Amateur Versus Rusty Bus! |
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camaroboi13 Samba Member
Joined: February 22, 2013 Posts: 902 Location: San Bernardino, CA
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Posted: Mon May 20, 2013 8:15 pm Post subject: |
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With him being at fault you kinda have him by the shorthairs there. Not really his choice on how much the vehicle is worth or what they should do with it. Your ins co has declared that your car is worth 6k to replace, and that's what Alfa has to work with. Whatever you do, make sure they source out original parts and make them buy german quality panels and whatnot. The nice part about not being at fault is the ball's in your court, and you decide what you want done, not the other ins co. They're taking blame for their driver and now they've got to pay for it. _________________ 69 bug 1600sp buckpack ceramic header w mondo muffler, riviera wheels, 185/65 front 205/70 rear, dual baby webers, big stereo in the works.
2001 Yukon Denali 6.0l AWD 24s TVs surround sound playstation 6 disc dvd etc etc.
2005 Nissan Maxima 3.5l stock mama's car
FFL GUN DEALER! PM ME FOR SOCAL TRANSFERS! |
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ALLWAGONS Samba Member
Joined: June 03, 2000 Posts: 4186 Location: Pasadena CA/DTLA soon China
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Posted: Mon May 20, 2013 8:34 pm Post subject: |
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If the total bill adds to more than 50%, their adjuster may declare your beloved bug a complete loss in order to pay that kind of money. If you go that route, ask if you can buy the car back. It will cost you next to nothing, the downside, a Salvage Title. _________________ I'd be UNSTOPPABLE if not for Law Enforcement and PHYSICS.
I recycle old cars and parts, other than when I rot, that's as Green as I am going to get.
Thanks to my Tesla driving neighbors, I feel more relaxed driving my SUBURBAN and old VW's.
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gt1953 Samba Member
Joined: May 08, 2002 Posts: 13848 Location: White Mountains Arizona
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Posted: Mon May 20, 2013 8:58 pm Post subject: |
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Well relax no one is injured right. Now on your car take your time and have the repairs done correctly. _________________ Volkswagen: We tune what we drive.
Numbers Matching VW's are getting harder to find. Source out the most Stock vehicle and keep that way. You will be glad you did.
72 type 1
72 Squareback
({59 Euro bug, 62, 63, 67, 68, 69, 73 type ones 68 & 69 type two, 68 Ghia all sold}) |
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VWAdam Samba Member
Joined: February 14, 2002 Posts: 3331 Location: Birmingham, Alabama
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Posted: Tue May 21, 2013 6:22 pm Post subject: |
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Hey Scott, this is Adam who bought your '63 Bus about a year and a half ago (it's still going strong btw). I just wanted to say that if you need any help finding the parts to fix it, I will see what I can do. _________________ All he needed was a wheel in his hand and four on the road.
'59 Euro Beetle ragtop
'63 Standard Microbus
Come to my show! www.volksjam.com
Looking for badge/sticker/frame from Western Motors in Great Falls, Montana |
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Nor_AL_67 Samba Member
Joined: December 18, 2007 Posts: 663 Location: Huntsville,Alabama
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Posted: Tue May 21, 2013 7:02 pm Post subject: |
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VWAdam wrote: |
Hey Scott, this is Adam who bought your '63 Bus about a year and a half ago (it's still going strong btw). I just wanted to say that if you need any help finding the parts to fix it, I will see what I can do. |
Thanks, I'm going to have it towed to Spook's place for an estimate. I'm happy you're still enjoying the bus and that it's still working. _________________ 63 Sedan
61 Rag
67 Type 1 Sedan
63 Type 2 Standard Walk-thru
69 Ghia
68 912
Amateur Versus Rusty Bus! |
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Erik G Samba Member
Joined: October 16, 2002 Posts: 13270 Location: Tejas!
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Posted: Fri May 24, 2013 8:50 am Post subject: |
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just to add, because it hasnt been said. You need to talk to your insurance company, not the other guys insurance. They may try, but make them go through your insurance. Your insurance will pay to have yours fixed, or total it out, or whatever, and will then bill the other guys insurance. |
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Tram Samba Socialist
Joined: May 02, 2003 Posts: 22711 Location: Still Feelin' the Bern- Once you've felt it you can't un- feel it.
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Posted: Fri May 24, 2013 2:12 pm Post subject: |
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Start accumulating evidence of asking price and actual sale prices on similar cars, and start talking REPLACEMENT VALUE and being made whole.
Use Samba ads, and eBay listings/ completed listings as a guide. You can also peruse Edmunds classic car valuation.
Some other good ideas:
http://answers.edmunds.com/question-How-to-find-th...00859.aspx _________________ Немає виправдання для війни! Я з Україною.
Bryan67 wrote: |
Just my hands. And a little lube. No tools. |
To best contact me, please use the EMAIL function in my profile |
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