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tommu
Samba Member
Joined: November 15, 2011
Posts: 618
Location: L.A.
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 Posted: Thu Jan 18, 2018 11:59 pm Post subject: Re: Not the best start to the day... |
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Looks fantastic.
Would love to know the body shop you used?
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c21darrel
Samba Member
Joined: January 22, 2009
Posts: 8211
Location: San Dimas
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PolarBearVW
Samba Member
Joined: June 26, 2013
Posts: 291
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| Posted: Mon Jan 15, 2018 10:04 am Post subject: Re: Not the best start to the day... |
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We are all glad that things worked out.
Can you perhaps share insight on the appraisal process?
I haven't considered it yet as mine has been parked in the barn for 20 years and will be back on the road this spring.
How much time was involved with the process?
What is a ballpark price? $100...$500...more?
What kind of paperwork do you come away with?
Are there any certifications that add credibility to the appraisal?
Sorry if these are basic but you have caught my attention.
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1974 Ghia Coupe |
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xzener
Samba Member
Joined: June 03, 2006
Posts: 1777
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| Posted: Sun Jan 14, 2018 10:08 pm Post subject: Re: Not the best start to the day... |
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That looks familiar... Did the exact.same repair on mine.
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My 70 beetle was totaled Now to build the Ghia I always wanted. Rest in peace Ruby, I will miss you. Hello <insert Ghia name here>! |
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akear
Samba Member
Joined: August 18, 2013
Posts: 359
Location: Los Angeles
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| Posted: Sun Jan 14, 2018 9:44 pm Post subject: Re: Not the best start to the day... |
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| xzener wrote: |
| Wow. Looks great. They did a good job repairing it. Did the weld in a new fender?? |
That was the original plan, but the shop took a shot at pulling the fender and it came back nicely. They just had to weld in a new headlight surround piece. Here's a shot during the repair. |
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xzener
Samba Member
Joined: June 03, 2006
Posts: 1777
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| Posted: Sun Jan 14, 2018 2:29 pm Post subject: Re: Not the best start to the day... |
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Wow. Looks great. They did a good job repairing it. Did the weld in a new fender??
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My 70 beetle was totaled Now to build the Ghia I always wanted. Rest in peace Ruby, I will miss you. Hello <insert Ghia name here>! |
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KGCoupe
Samba Member
Joined: July 01, 2005
Posts: 3580
Location: Putting the "ill" and "annoy" in Illinois
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| Posted: Sun Jan 14, 2018 1:15 pm Post subject: Re: Not the best start to the day... |
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| akear wrote: |
Never been hit before (this morning, that is)...
...
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Nice to see that you were able to receive a happy ending from your insurance company (even if you did have to work a bit for it).
Looks Great - Congrats!
I do love that color. |
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70 140
Samba Member
Joined: September 22, 2002
Posts: 8471
Location: Ontario Canada
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| Posted: Sun Jan 14, 2018 8:48 am Post subject: Re: Not the best start to the day... |
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| Looks really good. That wasn't a simple repair. |
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sputnick60
Samba Moderator
Joined: July 22, 2007
Posts: 3916
Location: In Molinya Orbit
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kiwighia68
Samba Member
Joined: October 20, 2013
Posts: 2876
Location: Auckland, New Zealand
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| Posted: Sat Jan 13, 2018 1:36 pm Post subject: Re: Not the best start to the day... |
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We love it when a plan comes together. (Apology for the plagiarism.)
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Festina lente - hasten slowly
1968 Ghia named Emiko
Resto completed Dec 2015 |
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crocteau
Samba Member
Joined: March 31, 2005
Posts: 1204
Location: Philaburbia
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| Posted: Sat Jan 13, 2018 12:18 pm Post subject: Re: Not the best start to the day... |
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And looking good!  |
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akear
Samba Member
Joined: August 18, 2013
Posts: 359
Location: Los Angeles
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| Posted: Sat Jan 13, 2018 11:49 am Post subject: Re: Not the best start to the day... |
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We're back!
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c21darrel
Samba Member
Joined: January 22, 2009
Posts: 8211
Location: San Dimas
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akear
Samba Member
Joined: August 18, 2013
Posts: 359
Location: Los Angeles
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| Posted: Fri Apr 28, 2017 6:29 pm Post subject: Re: Not the best start to the day... |
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| Update... He's gonna live!! ("Sonny" the Ghia, that is.) It's been a wild ride with the insurance company. Last Saturday I received a letter saying the car has been declared a total loss based on a pre-collission value of $7075. After a lot of back and forth, turns out that the yahoo that came up with that ridiculous value did not have my appraisal report. With the appraisal report now in hand, the insurance company has agreed to use the mid-point of the appraised value, which puts me right in the middle area in their formula of fix versus total. (BTW, that mid-point value is more than double their initial value estimate). They just need to confirm with my body shop that the estimate is firm and then -- finally -- the shop can start repairs and get Sonny back on the road. The big takeaway for me and lesson I hope for all is the value of having a good appraisal on hand. Without that I would be arguing from their $7k value and no doubt needing a lawyer. I have another old car insured with Hagerty; even though I should be well protected with Hagerty I'm going to get an appraisal for that as well just in case. |
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kiwighia68
Samba Member
Joined: October 20, 2013
Posts: 2876
Location: Auckland, New Zealand
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| Posted: Mon Apr 17, 2017 10:53 am Post subject: Re: Not the best start to the day... |
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| akear wrote: |
| kiwighia68 wrote: |
| The car can only be "written off" if the cost of the repair exceeds its market (or agreed) value as it was before the damage. (The insurer is obliged to pay the LESSER of the cost of repair and the pre-collision value of the car.) |
Not quite right. In CA, the car is a total loss if the repair costs exceeds the actual value before the accident LESS the salvage value of the car after the accident. So in my example, say the actual value is $17k and salvage value is $5k, then my car could be declared "totaled" ($13k repair > $17k - $5k.) I sure hope not, but will find out soon. |
Yes, you're right about the salvage value being taken into account. I stand corrected.
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Festina lente - hasten slowly
1968 Ghia named Emiko
Resto completed Dec 2015 |
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akear
Samba Member
Joined: August 18, 2013
Posts: 359
Location: Los Angeles
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| Posted: Mon Apr 17, 2017 7:34 am Post subject: Re: Not the best start to the day... |
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| kiwighia68 wrote: |
| The car can only be "written off" if the cost of the repair exceeds its market (or agreed) value as it was before the damage. (The insurer is obliged to pay the LESSER of the cost of repair and the pre-collision value of the car.) |
Not quite right. In CA, the car is a total loss if the repair costs exceeds the actual value before the accident LESS the salvage value of the car after the accident. So in my example, say the actual value is $17k and salvage value is $5k, then my car could be declared "totaled" ($13k repair > $17k - $5k.) I sure hope not, but will find out soon. |
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kiwighia68
Samba Member
Joined: October 20, 2013
Posts: 2876
Location: Auckland, New Zealand
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| Posted: Sat Apr 15, 2017 1:03 pm Post subject: Re: Not the best start to the day... |
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| sputnick60 wrote: |
x2. the little scratches on mine were $7k worth of repair. And while it was laid up people saw it and made offers of $80k for it just in case it was for sale. These cars in good shape are worth more than we realise.
Nicholas |
I'm with Nicholas on this. The cost of the repair doesn't appear to be anywhere near the value of the car (as before the collision or after the repair has been completed).
The car can only be "written off" if the cost of the repair exceeds its market (or agreed) value as it was before the damage. (The insurer is obliged to pay the LESSER of the cost of repair and the pre-collision value of the car.)
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Festina lente - hasten slowly
1968 Ghia named Emiko
Resto completed Dec 2015 |
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sputnick60
Samba Moderator
Joined: July 22, 2007
Posts: 3916
Location: In Molinya Orbit
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akear
Samba Member
Joined: August 18, 2013
Posts: 359
Location: Los Angeles
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| Posted: Fri Apr 14, 2017 2:43 pm Post subject: Re: Not the best start to the day... |
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| Since there are no body panel seams on our cars, to do the repair "right", they agreed to a full repaint, which means everything comes off and windows come out, and they do all of that work all over again. Also factoring in a donor front corner clip to be patched in. I'm sure it could be done more cheaply but it would not put me back to where I was. |
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KGCoupe
Samba Member
Joined: July 01, 2005
Posts: 3580
Location: Putting the "ill" and "annoy" in Illinois
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| Posted: Fri Apr 14, 2017 2:33 pm Post subject: Re: Not the best start to the day... |
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 Wow!
$13k seems surprisingly high.
When I go back and look at the photos you posted of the accident damage, I'm having trouble understanding how it could cost that much unless the labor rate is unusually high or they are planning on using only NOS parts for the repair.
Obviously I am no expert, though, and presumably they are. 
Good luck with everything.
I sure hope you can get your Karmann Ghia back to it's former glory - it sure was a great looking car prior to the accident. |
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