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gbrandt
Samba Member
Joined: April 04, 2006
Posts: 590
Location: Calgary
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 Posted: Mon Jun 03, 2024 11:11 pm Post subject: British Columbia Insurance |
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How are people insuring their vans at value in BC. Does ICBC have any products?
I also have a TDI install, I think that makes a difference.
1987 Full Westy
Thanks,
Gregor
_________________
'Lucky' our 1987 Red Westy, ALH 1.9 TDI
We've driven in 49 countries and 5 continents to date
Canada to Argentina and back, 2015 to 2017.
Canada to Europe and back (including Turkey, Morocco and Iceland), 2017 to 2019
Mexico 2022-2023
https://www.instagram.com/live.travel.play/
http://livetravelplay.ca |
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photogdave
Samba Member
Joined: April 05, 2004
Posts: 3157
Location: Vancouver Island, B.C.
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harvgwen
Samba Member
Joined: February 11, 2021
Posts: 308
Location: Okanagan Valley, British Columbia
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| Posted: Tue Jun 04, 2024 9:10 am Post subject: Re: British Columbia Insurance |
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I declare mine to be valued at $25,000. It’s in very good but not pristine condition, with a Subaru 2.2.
Interestingly, when I bought it (I think 4 years ago), it had not been classified as a motor home, even though it is a full camper Westfalia (I’m pretty sure since new). I had it reclassified as a motor home, which was simply a matter of telling the agent that it was one. This makes a considerable difference to the insurance cost.
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1986 Westfalia Vanagon, 2.2 Subaru
Okanagan Valley, British Columbia |
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gbrandt
Samba Member
Joined: April 04, 2006
Posts: 590
Location: Calgary
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| Posted: Tue Jun 04, 2024 11:02 am Post subject: Re: British Columbia Insurance |
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| harvgwen wrote: |
I declare mine to be valued at $25,000. It’s in very good but not pristine condition, with a Subaru 2.2.
Interestingly, when I bought it (I think 4 years ago), it had not been classified as a motor home, even though it is a full camper Westfalia (I’m pretty sure since new). I had it reclassified as a motor home, which was simply a matter of telling the agent that it was one. This makes a considerable difference to the insurance cost. |
Thanks, considerable difference in which direction?
_________________
'Lucky' our 1987 Red Westy, ALH 1.9 TDI
We've driven in 49 countries and 5 continents to date
Canada to Argentina and back, 2015 to 2017.
Canada to Europe and back (including Turkey, Morocco and Iceland), 2017 to 2019
Mexico 2022-2023
https://www.instagram.com/live.travel.play/
http://livetravelplay.ca |
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michaelasnider
Samba Member
Joined: September 27, 2013
Posts: 380
Location: East Kootenays, Canada
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| Posted: Tue Jun 04, 2024 12:11 pm Post subject: Re: British Columbia Insurance |
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| gbrandt wrote: |
| harvgwen wrote: |
I declare mine to be valued at $25,000. It’s in very good but not pristine condition, with a Subaru 2.2.
Interestingly, when I bought it (I think 4 years ago), it had not been classified as a motor home, even though it is a full camper Westfalia (I’m pretty sure since new). I had it reclassified as a motor home, which was simply a matter of telling the agent that it was one. This makes a considerable difference to the insurance cost. |
Thanks, considerable difference in which direction? |
Cheaper. |
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Wellington
Samba Member
Joined: September 21, 2004
Posts: 2015
Location: Montreal
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| Posted: Tue Jun 04, 2024 2:48 pm Post subject: Re: British Columbia Insurance |
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Interesting...
Lets define motor home. I think it needs a toilet to qualify.
I'm only inquiring because at one point the situation arose when I requested a tow, the guy was wanting to charge more because it is a motor home, I argued no, its a van with a pop top.
Either one could cost you more or less depending on situation. |
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harvgwen
Samba Member
Joined: February 11, 2021
Posts: 308
Location: Okanagan Valley, British Columbia
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| Posted: Tue Jun 04, 2024 3:50 pm Post subject: Re: British Columbia Insurance |
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To qualify as a Motor Home for ICBC, it needs to have a few certain items. You can look this up (I don’t remember the details). There are something like 5 items that it needs to have at least 3 of, bed, sink, stove (something along those lines).
_________________
1986 Westfalia Vanagon, 2.2 Subaru
Okanagan Valley, British Columbia |
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harvgwen
Samba Member
Joined: February 11, 2021
Posts: 308
Location: Okanagan Valley, British Columbia
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photogdave
Samba Member
Joined: April 05, 2004
Posts: 3157
Location: Vancouver Island, B.C.
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| Posted: Tue Jun 04, 2024 4:00 pm Post subject: Re: British Columbia Insurance |
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The two factory Westfalias I've owned were both classified as motorhome. There were no discussions, alternatives, checklists etc.
It might be otherwise in another province and maybe an out-of-province vehicle that is being registered in BC might have to go through some verification process?
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89 Syncro GL Westfalia 2.1 WBX/WBXaustSS
My Westy Movies:
photogdave On Vimeo
photogdave On YouTube
Stop dead photo links! Post your photos to The Samba Gallery! |
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a914622
Samba Member
Joined: July 29, 2004
Posts: 945
Location: Westend of HWY2 , Wash
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| Posted: Tue Jun 04, 2024 5:26 pm Post subject: Re: British Columbia Insurance |
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So if the USA insurance states it’s not a motor home , is there an issue if you’re traveling thru BC?
Along those lines,!what is up with the tabs?? are the tabs no longer needed? I don’t see current tabs on any you bc guys down in Washington.
Jeff
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87 gl powerd buy 2.5subaru
75 914 getting 2.2t subaru scratch that SVX subaru |
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Shonandb 
Samba Member
Joined: January 12, 2019
Posts: 2203
Location: Vancouver, BC
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| Posted: Tue Jun 04, 2024 6:02 pm Post subject: Re: British Columbia Insurance |
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| a914622 wrote: |
So if the USA insurance states it’s not a motor home , is there an issue if you’re traveling thru BC?
Along those lines,!what is up with the tabs?? are the tabs no longer needed? I don’t see current tabs on any you bc guys down in Washington.
Jeff |
No more date stickers needed for BC vehicles as of 2023.
Regarding insurance, BCAA and a few 3rd party providers offer additional insurance coverage for classic cars or vehicles with a value above ICBC book value. You need to submit pictures and have a walk around the vehicle done if there is any concern. Of course you have to pay additional premiums but replacement value will not be enough with ICBC only.
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76 Westy with a 2.5L Subaru SOHC + Vanagon (010) Automatic Transaxle
Build & Trip Thread: https://www.thesamba.com/vw/forum/viewtopic.php?t=758760
Previous 1973 Panel Bus:
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harvgwen
Samba Member
Joined: February 11, 2021
Posts: 308
Location: Okanagan Valley, British Columbia
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| Posted: Tue Jun 04, 2024 8:49 pm Post subject: Re: British Columbia Insurance |
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Jeff I’m sure there are no issues with you travelling in BC. We’re happy to have you, and we’re equally happy travelling through the American PNW!
Harv
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1986 Westfalia Vanagon, 2.2 Subaru
Okanagan Valley, British Columbia |
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gbrandt
Samba Member
Joined: April 04, 2006
Posts: 590
Location: Calgary
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| Posted: Thu Jun 06, 2024 11:56 am Post subject: Re: British Columbia Insurance |
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Looks like there are no problems with getting motorhome registration with a specified value.
Camper Van must meet 3 of the following criteria to qualify as a motorhome:
cooking facilities
refrigeration or icebox
a self-contained toilet not capable of easy removal
heating or air conditioning independent of the vehicle's motor, or
a potable water supply system, including a faucet and a sink.
Final numbers:
1987 VW Vanagon Camper - @ $1234 insurance per year(as motorhome)
Liability: $2,000,000
Collision: $1000
Comprehensive: $300
Declared Value: $40,000
_________________
'Lucky' our 1987 Red Westy, ALH 1.9 TDI
We've driven in 49 countries and 5 continents to date
Canada to Argentina and back, 2015 to 2017.
Canada to Europe and back (including Turkey, Morocco and Iceland), 2017 to 2019
Mexico 2022-2023
https://www.instagram.com/live.travel.play/
http://livetravelplay.ca |
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